by Chris, Tucson Computer Repair Service / SMB Arizona
Basically this scam works in the following way: You are emailed out of the blue by a stranger, he or she promises you a huge amount of money if only you give them some of your money in advance, usually by wiring the cash. You fall for it, wire this stranger the cash, and get absolutely nothing in return. Typically this individual will then ask for even more money, with the same fraudulent promises, until you are either broke or wise up to the trick.
The “sales pitch” of this scam can vary widely, but there is a common thread: a stranger contacts you by email, promises you a large amount of money, requests that you send them money in advance, typically to “free up” the funds.
Example of a Nigerian email scam:
ATTN: Dear Sir/M, I am Mr.David Mark. an Auditor of a BANK OF THE NORTH INTERNATIONAL,ABUJA (FCT). I have the courage to Crave indulgence for this important business believing that you will never let me down either now or in the future. Some years ago, an American Mining consultant/ contractor with the Nigeria National Petroleum Corporation, made a numbered time (fixed)deposit for twelve calendar months, valued $12M.USD (TWELVE MILLION US DOLLARS) in an account. On maturity, The bank sent a routine notification to his forwarding address but got no reply. After a month, The bank sent another reminder and finally his contract employers, the Nigerian National Petroleum Corporation wrote to inform the bank that he died without MAKING A WILL, and all attempts by the American Embassy to trace his next of kin was fruitless. I therefore, made further investigation and discovered that the beneficiary was an immigrant from Jamaica and only recently obtained American citizenship. He did not decla re any kin or relations in all his official documents, including his Bank deposit paper work. This money total amount$12M.USD ( TWELVE MILLION US DOLLARS)is still sitting in my bank as dormant Account. No one will ever come forward to claim it, and according to Nigerian Banking policy, after some years, the money will revert to the ownership of the igerian Government if the account owner is certified dead. This is the situation, and my proposal is that I am looking for a foreigner who will stand in as the next of kin to beneficiary, and OPEN a Bank Account abroad to facilitate the transfer of this money. This is simple, all you have to do is to OPEN an account anywhere in the world and send me its detail for me to arrange the proper money transfer paperwork, and facilitate the transfer.The money will then be paid into this Account for us to share in the ratio of 60% for me, 35 % for you and 5% for expenses that might come up during transfer process. There is no risk at all, and all the paper work for this transaction will be done by me using my position and connections in the banks in Nigeria. This business transaction is guaranteed.And the first phase of the transfer will be ($4M.USD) FOUR MILLION DOLLARS as advised by our insider in the bank.If you are interested, please reply immediately through my personal email sending the following details: (1) Your Full Name/Address (2) Your Private Telephone/fax Number. Please observe the utmost confidentiality, and be rest assured that this transaction would be most profitable for both of us because I shall require your assistance to invest some of my share in your country. I look forward to your earliest reply. Yours, Mr.David Mark.